What Are the Costs of a Typical Listing vs. a Cash Sale?

a small house sitting on top of a pile of coins

When you’re ready to sell your home, you have two main options—listing it or accepting a cash offer. While both options come with advantages and disadvantages, it’s important to understand the costs associated with each before making your decision. Let’s take a look at what you should expect when it comes to listing your home versus selling it for cash.

Listing Your Home


There are many costs associated with listing your home that can add up quickly. First, there is typically an agent fee that needs to be paid. This fee is usually 6-7% of the sale price and covers services such as marketing, holding open houses, negotiating contracts, and more. It also includes real estate commission fees that are split between the buyer’s agent and the seller’s agent. Additionally, you may need to pay for staging and repairs prior to listing your home which can be costly depending on the extent of work needed. 

Selling for Cash 


When selling for cash, there are fewer upfront costs than when listing your home traditionally. In most cases, there will be no real estate commission fees since there is no buyer’s agent involved in the transaction. However, this does not mean that there are no other costs associated with selling for cash—there can still be closing costs such as title transfer fees or state taxes that need to be paid by the seller in order to close on the sale of their property. Additionally, you may want to consider factoring in any potential discounts you will receive if you decide to accept a cash offer as opposed to going through traditional channels. 



When deciding whether to list or accept a cash offer for your home sale, it’s important to factor in all of the associated costs so that you can make an informed decision about what is best for your specific situation. If you do decide to go with a cash offer instead of listing your property traditionally, make sure that you weigh any potential discounts against closing fees and taxes so that you don’t end up losing money in the long run! Ultimately, understanding all of your options will help ensure that you make an informed decision about how best to sell your property quickly and efficiently without sacrificing too much money in the process. 


Our company is run by Benjamin Morgan. The Legacy Investment Group works to help homeowners in Anne Arundel County and the Baltimore area sell their house fast. We started this company with the hope of helping homeowners who are facing financial difficulties or who simply want to sell their home without the stress of the traditional process. If you feel trapped and don’t know what to do, we’re here for you!

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